For pet owners with insurance
PocketCover covers your out-of-pocket vet costs the moment treatment happens. We file the claim on your behalf. You never float a dollar or touch a claim form again.
Standard pet insurance reimbursement takes two weeks to a month. Emergency surgery? You're fronting $3,000–$8,000 while you wait.
Form submission, receipts, itemized invoices, follow-up calls. Every insurer has a different process. Most owners give up on smaller claims.
Without $5,000 in liquid savings for a pet emergency, owners put vet costs on credit cards at 25% interest. That's the real cost of pet insurance.
You keep your existing insurance policy. We just pay first.
Upload your policy info and current vet invoice. Takes under 2 minutes.
Within hours, we wire the out-of-pocket amount directly to your vet or to you — no waiting.
We file with your insurer directly, collect the reimbursement, and close it out. Zero paperwork for you.
No need to switch your policy. PocketCover connects with the insurer you already have.
Most pet owners have insurance. Almost none have $3,000 sitting around for the gap between what the vet charges and what their insurer covers. That's the gap PocketCover closes — instantly, and on your behalf.
Your pet. Your policy. Our money first.